Sibi Paul

Last updated: 08-Dec-2025

This Privacy Policy explains how ZOHAR WEALTH PRIVATE LIMITED (“we”, “us”, or “our”) collects, uses, protects, and shares information when you visit or make a purchase from sibipaul.com.

We are committed to safeguarding your personal data and ensuring transparency in how it is handled.

1. Information we collect

We may collect the following types of information:

• Name

• Email address

• Phone number

• Billing and payment details

• Communication preferences

• Information submitted through forms, chat, or contact requests

We do not collect credit card numbers directly. All payment information is securely processed through our payment gateway provider (e.g., Razorpay).

2. How we use your information

We may use your information to:

• Provide training, education, and consulting services

• Register you for courses, webinars, or events

• Send confirmations, reminders, and updates

• Respond to inquiries and support requests

• Improve the website and user experience

• Process payments and issue refunds

We use your contact details to provide requested services and communicate important information related to your purchase.

3. Cookies & tracking technologies

We may use cookies and similar technologies to:

• Improve website functionality

• Analyze usage patterns

• Remember user preferences

You can disable cookies through your browser settings. Disabling cookies may impact website performance.

4. Payment and financial information

Payments may be processed by third-party payment gateways such as Razorpay.

• We do not store card numbers, CVV, or banking information.

• Razorpay’s privacy and security standards apply to payment processing.

By making a payment, you agree to Razorpay’s terms and privacy policies.

5. How we protect your information

We use reasonable security practices to safeguard personal information, including:

• Encryption where applicable

• Restricted data access

• Secure servers

• Password-protected systems

No method of data storage or transmission over the internet is 100% secure. We cannot guarantee absolute protection.

6. Sharing of information

We do not sell, rent, or trade personal information.

We may share data only with:

• Payment processors (Razorpay)

• Email service providers

• Trusted technology partners

These third parties are required to protect your information.

7. Data retention

We retain your information for as long as necessary to:

• Provide services

• Maintain records for legal or accounting purposes

• Resolve disputes

You may request deletion of your data by contacting us.

8. Your rights

You may request the following at any time:

• Access to your personal data

• Correction of inaccurate data

• Deletion of data (where applicable)

• Withdrawal of communication consent

To submit a request, email [email protected].

9. Third-party links

Our website may contain links to external sites.

We are not responsible for:

• Security

• Content

• Privacy standards

of third-party websites.

We encourage you to review their policies before providing any information.

10. Children’s privacy

Our services are not intended for individuals under the age of 18.

We do not knowingly collect personal information from minors.

11. Changes to this policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with the “Last updated” date.

12. Governing law

This Privacy Policy will be governed by and interpreted in accordance with the laws of India.

13. Contact information

If you have questions regarding this Privacy Policy, please contact us:

Business name: ZOHAR WEALTH PRIVATE LIMITED
Website: sibipaul.com
Email: [email protected]
Phone: +91 94972 27777
Registered address:

1ST Floor, Zohar Tower

NH66, Eanthikkala, Arayur

Neyyattinkara

Thiruvananthapuram

Kerala - 695122

Email: [email protected]

Phone: +91 9497227777

14. Educational use disclaimer (very important)

All content and services offered through sibipaul.com are for educational and informational purposes only.
We do not provide financial, legal, medical, or investment advice.

15. Payment gateway clause

All payments and related data are processed securely through Razorpay or other payment gateway providers. We do not store payment information on our servers.